In the evolving digital economy, stablecoins have become a crucial component of cryptocurrency transactions. Unlike volatile assets such as Bitcoin or Ethereum, stablecoins like USDT (Tether) and USDC (USD Coin) maintain a fixed value, pegged to the US dollar. This stability makes them an ideal choice for businesses and financial institutions looking for reliable digital transactions.
- USDT (Tether): The most widely used stablecoin, with a market capitalization exceeding $140 billion. It is available on more than 16 blockchains and is a dominant force in crypto payments.
- USDC (USD Coin): A fast-growing stablecoin known for its transparency and regulatory compliance. With a market cap of $35.7 billion, USDC has gained significant traction, particularly on networks like Ethereum, Solana, and Polygon
Why Are Stablecoins Important?
The rise of stablecoins is reshaping digital finance. Their liquidity and integration across multiple blockchains have accelerated their adoption across various industries. In a December 2024 interview, Arthur Azizov, CEO of B2BINPAY, shared insights on their impact:
Stablecoins have become the foundation of digital payments. They offer businesses and individuals an efficient, low-cost, and globally accessible alternative to traditional banking. Their adoption will only increase as more companies recognize their advantages."
The benefits of stablecoins in payments and financial services include:
- Instant transactions – Traditional bank transfers can take days; stablecoins settle in seconds.
- Lower costs – On-chain transactions eliminate expensive intermediary fees.
- Global reach – Businesses can accept payments from any country without currency conversion issues.
- Regulatory transparency – Blockchain technology ensures auditable and verifiable transactions.
A recent analysis by Crypto.News highlighted the expanding role of stablecoins in e-commerce:
Stablecoins are revolutionizing online payments by offering merchants a faster, cheaper, and more secure way to accept digital transactions. Retailers who integrate stablecoins are gaining a competitive edge in the evolving financial landscape.
The growing reliance on stablecoins is not just a trend—it’s a fundamental shift in how digital payments operate. As adoption surges, businesses must recognize the opportunities they provide.
Stablecoin Market Expansion
The adoption of stablecoins has surged in 2025, with USDT and USDC dominating the sector. Together, they account for 87% of all stablecoin transaction volume, solidifying their position as the preferred digital dollar alternatives.
The total market capitalization of the stablecoin segment has reached $223 billion, with both USDT and USDC experiencing significant growth in supply and usage across multiple blockchains. This expansion highlights the increasing demand for stable, blockchain-based financial instruments.
Arthur Azizov, CEO of B2BINPAY, predicts significant growth in the stablecoin sector:
The combined capitalization of USDT and USDC might double or even triple, with the overall market size expected to grow.
USDC On-Chain Metrics
- Transaction Volume Surge – USDC daily transactions have increased by 119% year-over-year, rising from 23,450 in January 2024 to 51,545 in January 2025.
- Market Capitalization Growth – USDC’s market cap has grown from $24.5 billion to $35.7 billion within a year.
- Ethereum Network Activity – Trading volume for USDC on Ethereum has increased by 92%, reaching $4.5 billion.
- Polygon Network Adoption – Daily USDC transactions on the Polygon network have surged by 110%, from 5,000 to 10,500.
- Closing the Gap with USDT – USDC has minted 8 billion new tokens, reducing the supply gap between USDC and USDT.
Vitaly Shtyrkin, Chief Product Officer at B2BINPAY, emphasizes the importance of stablecoins in modern payment systems:
Stablecoins maintain a consistent value, sparing businesses the costs and uncertainties of currency conversion. This feature is especially appealing to companies with a global customer base, as it simplifies cross-border transactions.
B2BINPAY USDC (USD Coin) Supported Blockchains
- Ethereum (USDC-ETH)
- Tron (USDC-TRX)
- Solana (USDC-SOL)
- Algorand (USDC-ALGO)
- Avalanche C-Chain (USDC-AVAX & USDCE-AVAX)
- Arbitrum One (USDC-ARB)
- Base (USDC-BASE)
- BNB Smart Chain (USDC-BSC)
- Polygon (USDC-POL & USDCE-POL)
USDT: Maintaining Market Dominance
Despite USDC’s growth, USDT remains the most widely used stablecoin, with high liquidity and broad blockchain support.
- 30-Day Market Cap Growth: Turned positive, indicating renewed demand.
- Blockchain Support: Available on 16+ networks, including Ethereum, Tron, Solana, and Avalanche.
- TON Blockchain Success: Rapid adoption within the Telegram ecosystem, benefiting from its large user base.
Arthur Azizov also notes the potential for stablecoins beyond the US dollar:
Localized stablecoins will play an increasing role as well, which could challenge the dollar’s dominance and diversify the market.
B2BINPAY USDT (Tether) Supported Blockchains
- Ethereum (USDT-ETH)
- Tron (USDT-TRX)
- Solana (USDT-SOL)
- Algorand (USDT-ALGO)
- Avalanche C-Chain (USDT-AVAX)
- Arbitrum One (USDT-ARB)
- Optimism (USDT-OP)
- The Open Network (USDT-TON)
TON & Solana: Key Blockchains for Stablecoin Growth
While Ethereum remains a dominant blockchain for stablecoins, alternative networks like TON and Solana are gaining momentum due to their scalability, transaction speed, and lower fees.
USDT on TON Blockchain
- Rapid Adoption – USDT has seen high adoption on TON, supported by its integration into the Telegram ecosystem.
- Supply Growth – The total supply of USDT on TON has surpassed $1 billion in just five months.
- User Base Expansion – Over 1.39 million addresses now hold USDT on the TON blockchain.
- Transaction Volume – Weekly transaction volumes have reached $2.4 billion, demonstrating strong usage.
With its connection to Telegram’s 950 million users, TON has positioned itself as a rising force in the stablecoin ecosystem.
Vitaly Shtyrkin highlights the transformative potential of stablecoins in e-commerce:
It is only a matter of time before stablecoin payments become a mainstream option for e-commerce. The future is definitely digital, and stablecoins are leading the way.
USDC & USDT on Solana
- USDC Minting – Circle has issued an additional $250 million USDC on Solana, bringing the total USDC supply on the network to $6.75 billion.
- High-Speed Transactions – Solana supports up to 65,000 transactions per second (TPS), offering faster and cheaper stablecoin transfers than Ethereum.
- USDT Integration – Tether is expanding USDT adoption on Solana, strengthening its multi-chain presence.
Solana’s efficiency has positioned it as a preferred choice for stablecoin transactions. Businesses leveraging Solana can now benefit from ultra-low transaction costs and near-instant settlements, making it an attractive option for global payments.
As stablecoins continue to expand across different blockchains, their role in digital commerce, payments, and DeFi becomes more critical. The final section will focus on why businesses should integrate USDT and USDC payments using B2BINPAY.
The Competitive Advantage of Stablecoin Payments
As stablecoins continue to reshape digital finance, businesses are rapidly adopting USDT and USDC to streamline transactions, reduce costs, and expand their global reach. These assets offer instant settlement, low fees, and eliminate the volatility risks associated with traditional cryptocurrencies.
For companies operating in e-commerce, gaming, remittances, and B2B services, stablecoins provide a reliable and scalable payment infrastructure. With USDT and USDC now available on multiple blockchains—including TON and Solana—businesses can choose the most efficient network for their operations.
Arthur Azizov, CEO of B2BINPAY, emphasizes the transformative potential of stablecoins:
Stablecoins will see a bright future in 2025, with massive growth and mass adoption supercharging the asset class.
Why Choose B2BINPAY for USDT & USDC Transactions?
B2BINPAY offers an enterprise-grade payment solution for businesses looking to accept stablecoins securely and efficiently. With support for multiple blockchains, including Ethereum, Tron, Binance Smart Chain, TON, and Solana, B2BINPAY enables merchants to select the best network for their needs.
Key benefits of using B2BINPAY for USDT & USDC payments:
- Multi-Blockchain Support – Accept payments on over 16 different networks, ensuring flexibility and scalability.
- Low Transaction Fees – Reduce costs compared to traditional fiat payment processors.
- Instant Settlement – Process transactions in seconds with no intermediaries.
- Regulated and Secure – A fully compliant and secure infrastructure for handling stablecoin transactions.
- Enterprise & Merchant Solutions – Custom API integrations, automated invoicing, and seamless user experience.
Vitaly Shtyrkin, CPO at B2BINPAY, highlights the practical advantages for businesses:
“Stablecoins are already becoming a mainstream digital tool for everyday use. Now, both companies and regular users utilize them for various purposes, including payments and remittances.”
Real-World Use Cases: How Businesses Are Benefiting
Companies across multiple industries are already leveraging B2BINPAY to enhance their payment operations using USDT and USDC:
- E-commerce & Online Retail – Merchants accept stablecoin payments with near-zero fees, avoiding chargebacks and high credit card processing costs.
- Crypto Exchanges & OTC Desks – Platforms use USDT and USDC for instant settlements, improving liquidity and transaction efficiency.
- Gaming & Betting Platforms – Operators integrate stablecoins to facilitate fast and secure player deposits and withdrawals.
- Remittances & Cross-Border Payments – Companies eliminate bank fees and transaction delays by using blockchain-based stablecoin transfers.
- B2B Payments & Payroll – Enterprises leverage stablecoins for frictionless international business payments without intermediary banks.
Conclusion
With USDT and USDC now available on all major blockchains, including TON and Solana, businesses have more opportunities than ever to integrate stablecoin payments. B2BINPAY’s industry-leading solution enables seamless transactions, multi-chain support, and enterprise-grade security, making it the ideal choice for companies looking to future-proof their payment infrastructure.
The future of payments is digital, and stablecoins are leading the way. By adopting B2BINPAY, businesses can unlock global markets, improve transaction efficiency, and stay ahead of the competition.
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