Accept Cosmos payments

Scale your business with B2BINPAY’s Cosmos payment gateway — a fully integrated crypto ecosystem for payments, digital wallets, staking, and swaps. Accept ATOM payments worldwide with a secure, cost-efficient, and scalable solution designed to streamline business operations and enhance customer experiences.
Seamless crypto payments: Process payments, manage wallets, and access staking and swaps in one platform
Top-tier security: Advanced encryption and fraud protection safeguard your assets
Fast and cost-efficient: Instant transactions, low fees, and no chargebacks
Scalable and flexible: Works for businesses of any size
Fully compliant: Licensed and aligned with global financial standards
Multi-crypto support: Accept coins, stablecoins, and tokens across leading blockchains
Start accepting ATOM payments

What is Cosmos payment?

Atom payment enables fast, cost-efficient transactions through the Cosmos network. With cross-chain interoperability, businesses benefit from seamless payments across multiple blockchains. Its scalable architecture supports decentralized finance and commerce, making it a reliable solution for global transactions.

How Cosmos payments work

1. Customer selects Cosmos as payment method
The customer chooses to pay with Cosmos at checkout, selecting it as their preferred payment option
2. B2BINPAY generates an invoice
B2BINPAY creates a unique invoice with real-time exchange rates for accurate conversion
3. Transaction processed on the blockchain
The payment is securely transmitted and verified on the blockchain, ensuring reliability and transparency
4. Instant payment confirmation
Once verified, the payment is confirmed almost instantly, eliminating the wait time of traditional systems
5. Automatic settlement in crypto or fiat
Payments can be settled in Cosmos or converted into fiat, minimizing volatility risks and offering flexible options
6. Real-time tracking through B2BINPAY dashboard
Merchants can track and manage transactions efficiently via B2BINPAY’s user-friendly dashboard, ensuring full transparency

Advantages

Fast transactions
Payments are processed in seconds, avoiding delays typical for traditional banking
Minimal fees
Enjoy lower transaction costs with B2BINPAY, maximizing profits and reducing expenses
Global access
Accept payments on your website without currency conversion hassles or banking restrictions
High-security
Advanced encryption and blockchain verification protect transactions from fraud and unauthorized access
Regulatory compliance
B2BINPAY ensures compliance with global financial regulations, offering secure and transparent operations
Seamless integration
Businesses can easily integrate Cosmos payments via APIs and plugins, simplifying crypto adoption

Why Cosmos?

Merchants that accept ATOM leverage Cosmos’ interoperability, enabling payments across multiple blockchains. Atom’s scalable infrastructure ensures low-cost, high-speed transactions, making it an excellent choice for businesses seeking flexibility and efficient fund transfers in decentralized finance and beyond.

Interoperability. Connects multiple blockchains for seamless transfers.
Scalable and low-cost. Efficient transactions without high fees.
Decentralized security. Robust framework protecting transactions.

Solutions for various industries

Integration

B2BINPAY’s Cosmos payment solution offers a fast, secure, and scalable way to integrate crypto transactions into your business. Designed for simplicity, it enables merchants to accept digital payments effortlessly while ensuring seamless API connectivity, wallet management, and real-time transaction tracking.

Step-by-step integration guide:
Register on B2BINPAY, configure security settings, and manage access controls
Set up wallets for supported cryptocurrencies to start accepting payments
Obtain unique API keys to connect B2BINPAY with your platform seamlessly
Implement the API, conduct sandbox testing, and ensure smooth operation
Go live and start processing crypto payments with a fully integrated system

Ethereum payment methods

How do I accept Ethereum payments in my business?
B2BINPAY offers a range of crypto payment tools:
API integration
Automate transactions with secure, real-time processing
Fiat settlements
Convert crypto into fiat instantly
Multi-currency wallets
Securely store and manage digital assets
Custom payment gateways
Optimized online payment solutions

How to accept Cosmos payments

Get payments in ATOM with B2BINPAY’s Cosmos payment processor:
1. Sign up
Register for a B2BINPAY account to access the merchant dashboard
2. Create a wallet
Within the dashboard, set up a Cosmos wallet to manage your transactions
3. Integrate the API
Utilize B2BINPAY's API to connect your platform, enabling automated payment processing
4. Configure security settings
Implement protective measures like two-factor authentication and IP whitelisting to protect your account
5. Set payment preferences
Choose your settlement options, like converting Cosmos to fiat currency
6. Start accepting payments
Begin processing Cosmos payments from your customers seamlessly

Other supported cryptocurrencies

Cosmos API for developers

B2BINPAY’s unified API simplifies fund management, account operations, and transaction processing in a single solution. It handles payments, wallets, and security seamlessly, eliminating the need for multiple integrations.

Designed for performance and scalability, it ensures smooth and secure crypto transactions for businesses and developers. Create an account

FAQ

What is Cosmos?

Cosmos (ATOM) is a blockchain platform designed for interoperability, enabling different networks to communicate seamlessly. It allows developers to build customized blockchains while maintaining security and scalability, making it a key player in blockchain infrastructure.

Is there a minimum amount to pay in Cosmos?

Yes, B2BINPAY allows businesses to set a minimum amount for transactions in Cosmos. This ensures that payments below the set threshold are automatically rejected, preventing losses due to high network fees. The limit can be adjusted in the wallet settings, providing flexibility based on transaction needs.

How fast are Cosmos payments processed?

The speed of Cosmos payments depends on the blockchain’s design and network conditions. Factors like block time, network congestion, and transaction fees affect confirmation times. For example, Bitcoin transactions typically take around 10 minutes, but this can vary during peak periods. Cryptocurrencies like Ethereum aim for faster block times, around 15 seconds, though this can also fluctuate. To accept Cosmos payments online, it’s essential to consider the blockchain’s transaction speed. For the most accurate and up-to-date information, refer to the official documentation for Cosmos.

What is the Cosmos exchange rate used for payments?

B2BINPAY uses real-time exchange rates for Cosmos payments, which are updated continuously based on market conditions. The platform provides accurate and competitive rates, ensuring businesses and customers get the most current pricing for transactions.
You can view the live exchange rate at any time through the B2BINPAY dashboard. For high-volume transactions, it’s advisable to check rates before processing payments, as fluctuations can occur quickly.

How can I get a receipt for a Cosmos payment?

To get a receipt for a Cosmos payment, log into your B2BINPAY account and go to the Transfers section under Wallet Management. There, you can find the transaction details, including the amount and timestamp. Simply click on the transaction ID to access and print or download the receipt.
If you want to add Cosmos payment to your website, you can integrate B2BINPAY’s API or payment gateway. This will allow your customers to make secure and seamless Cosmos payments directly on your site.

Are Cosmos transactions safe?

Yes, Cosmos transactions are safe when processed through secure platforms like B2BINPAY. We use advanced encryption and robust security protocols to protect all transactions. The Cosmos blockchain itself is decentralized, adding an extra layer of security. To enhance protection, always follow best practices like enabling two-factor authentication (2FA) and choosing strong passwords.

What companies accept Cosmos for payments?

While Cosmos (ATOM) is more focused on inter-chain communication and blockchain development, several DeFi platforms and blockchain projects accept ATOM for transaction fees, staking, and governance, helping to drive the ecosystem's growth.

What business benefits most from accepting Cosmos as payment?

Blockchain developers, DeFi platforms, and validators are the main beneficiaries of accepting Cosmos (ATOM). With its interoperability features, businesses in the cross-chain ecosystem can leverage ATOM for seamless integration and transaction efficiency across multiple blockchains.

How to choose the best Cosmos payment method?

The best payment method for Cosmos (ATOM) is using Cosmos-compatible wallets or DeFi integrations. Cosmos’ interoperability between blockchains means businesses can manage transactions across different ecosystems, especially if you're in blockchain development or cross-chain platforms.

Can my company accept Cosmos payments?

Yes, your company can easily accept Cosmos payments through B2BINPAY’s integrated crypto payment solutions. B2BINPAY offers a secure and scalable platform that supports a wide range of cryptocurrencies, including Cosmos. By using our payment gateway or API integration, you can start accepting Cosmos payments with minimal setup.

Can I accept Cosmos donations?

Businesses looking to accept ATOM donations can use Cosmos-compatible wallets or cross-chain DeFi integrations. Cosmos’ focus on blockchain interoperability makes it an excellent choice for cross-chain donations and decentralized charity campaigns.

What exactly is B2BINPAY’s Cosmos payment gateway?

B2BINPAY’s Cosmos payment gateway helps businesses accept ATOM payments while utilizing its unique blockchain interoperability features. It enables cross-chain transactions, making it a good choice for businesses engaging in the DeFi space or managing multiple blockchain networks.

Is accepting Cosmos payments legal?

Yes, Cosmos payments are legal in many countries as long as businesses follow local regulations. To ensure compliance, businesses must follow anti-money laundering (AML) and know-your-customer (KYC) protocols, along with meeting tax reporting obligations in their jurisdiction. It’s crucial to stay up to date with any legal changes regarding cryptocurrency payments.

Can I accept more cryptocurrencies than Cosmos?

With B2BINPAY, Cosmos can be accepted as payment along with a variety of other cryptocurrencies. Our platform supports a wide range of digital assets, offering your business the flexibility to cater to a diverse customer base. The integration is simple and customizable, allowing you to expand your payment options with ease.

Can I convert Cosmos to cash?

With B2BINPAY, you can easily convert Cosmos to cash. Our platform offers automated crypto-to-fiat conversion as part of the payment processing system, allowing you to handle both crypto and cash payments effortlessly. Your business can access cash whenever needed without worrying about cryptocurrency market fluctuations.

How do I check the status of a Cosmos payment?

To check the status of a Cosmos payment, log into your B2BINPAY account and navigate to the Transfers section. There, you can find the status of all transactions: pending, completed, or failed payments. You can filter by transaction type, date, or amount to locate the payment you're looking for. Click on any transaction to view detailed information, including the transaction ID and confirmation details.

Is there a limit to the amount that can be paid with Cosmos?

There’s no specific limit to the amount you can pay with Cosmos through B2BINPAY. However, factors like network fees, blockchain conditions, local currency and regulations may affect the transaction. It’s important to account for transaction times and potential market volatility for large payments. If you plan to process significant amounts, we recommend contacting B2BINPAY support to ensure smooth processing.

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