1. General
B2BINPAY EL SALVADOR S.A. DE C.V.(trading as B2BINPAY) is committed to full compliance with El Salvador'sdigital asset regulations and applicable AML legislation. Our Compliancedepartment oversees all Anti-Money Laundering and Know Your Customer (AML &KYC) procedures, which apply to all employees and govern how we engage withevery client using our services.
This page provides a summary of ourinternal AML policy.
2. Know Your Customer
We apply a thorough KYC verificationprocess to all clients, collecting and verifying information about individualsand corporate structures. Anonymous accounts are not permitted. We may requestadditional documents at any time and failure to provide them may result in thesuspension or termination of your account. All clients are required to completeKYC questionnaires, liveness checks and any other verification steps asdirected by our Compliance team.
3. Transaction Monitoring
We verify the reputation, location andlicensing of all client banks. Each client may register a single bank accountand all deposits and withdrawals must be made to and from that account only.All transactions are monitored in real time. If we detect suspicious activity,deposits from untrusted sources or any signs of fraud, we reserve the right toinvestigate, block or close the account, cancel payments and suspend services.
4. AML & Sanctions Screening
We screen all clients — includingcontrollers and beneficial owners — against global sanctions lists to preventany involvement in money laundering or terrorist financing. We maintainup-to-date records of beneficial ownership and conduct regular reviews ofclient activity to ensure ongoing compliance.
5. Geographic Restrictions & Risk-Based Approach
We do not provide services toresidents or companies based in the Democratic People's Republic of Korea(DPRK), Iran, Crimea, Cuba or Myanmar. We assess all prospective and existingclients using a risk-based approach, which may result in additionaljurisdictions being restricted. Other factors such as product type, deliverychannel and client profile are also taken into account during this assessment.
